Retainer-Based Insurance Sales Agent at Mwananchi Credit Ltd

Job Summary

We are looking for highly driven and well-networked individuals to join our team as Retainer-Based Insurance Sales Agents. The ideal candidates will be responsible for selling all lines of insurance business—including general, medical, and life—while meeting and exceeding set monthly targets.

This is a performance-based role with a monthly retainer, commission, and tiered incentives.

Key Responsibilities

• Proactively source and close insurance business across general and life insurance lines.
• Build and manage a strong pipeline of clients across personal and corporate sectors.
• Meet and surpass monthly premium targets.
• Educate clients on insurance products, policy terms, and benefits.
• Maintain long-term relationships with clients through consistent follow-ups and service.
• Submit accurate reports on leads, conversions, and client feedback.

Minimum Qualifications

Applicants must meet one of the following qualification paths:

Option 1:

• KCSE mean grade of D+ or higher, and
• At least 3 years’ experience in the Financial Services industry in Kenya (e.g., microfinance, banking, SACCOs, mobile lending, credit institutions).

Option 2:

• University Degree (any discipline), and
• At least 1 year of proven experience in bancassurance, (Microfinance, banking, SACCOs, mobile lending, credit institutions), or Insurance

Ideal Candidate Traits

• Strong personal and professional network in Kenya.
• Goal-oriented and self-driven with a track record of meeting sales targets.
• Excellent communication and negotiation skills.
• Familiarity with IRA regulations and insurance products is a plus.
• Certificate of Proficiency (COP) in insurance or willingness to obtain it.

Compensation & Benefits

• Monthly Retainer:
• Commissions: Earned commissions on sales
• Performance Bonuses: Tiered rewards for exceeding premium targets
• Training & Career Growth: Ongoing mentorship and CPD support